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Motor Trade Insurance

The Motor Trade Industry is very specialised and requires a broad insurance policy coverage to meet the business requirements. Select Insurance Brokers can tailor a policy to meet the specific needs of your business to ensure it is fully protected.

Motor Trade Policy is design for occupations such as;

  • Motor Mechanics (Including Mobile,)
  • Panel Beaters,
  • Auto Electricians,
  • Car Dealerships (New & Used)
  • Truck Mechanical Repairs,
  • Diesel Mechanics;
  • Motor Trimers;
  • Exhaust and Muffler Specialists;
  • Retailer for Motor Vehicle Parts;
  • Caravan Sales and Repairs;
  • Brake and Clutch Repairs,
  • Tyre Retail Sales Including Fitting, Balancing,
  • Wheel Alignment;
  • Car Detailer (Including Mobile),
  • Car and Truck Wash,
  • Re-Condition Engine Repairs,
  • Steering and Suspension Repairs,
  • Mobile windscreen & Glass Repairs;
  • Paintless Dent Removals,
  • Automotive Rustproofing,
  • Mobile Spray painter;
  • Services Stations with Cafe

repair

Policy Offers Choice of fifteen covers to help protect your business.

  • Fire and Perils
  • Business Interruption
  • Theft
  • Money
  • General Property
  • Glass
  • Public and Products Liability
  • Employee Dishonesty
  • Machinery Breakdown
  • Computer / Electronic Equipment
  • Transit
  • Tax Audit
  • Professional Indemnity
  • Customers’ Vehicles – Driving Risk &/or Road Testing Cover
  • Business Vehicles

Key Policy Features;

Public and Products Liability

  • $100,000 any one vehicle in physical and/or legal control
  • Rectification of faulty workmanship subject to policy limit
  • Optional benefit for theft of a customers’ vehicle using a key

Professional Indemnity

  • Covers your client for legal liability arising out of a breach of their professional duty with respect to registration inspections, vehicle certifications and sale of CTP

Customers’ Vehicles

  • Replacement of customer’s vehicle with a new vehicle after total loss

Business Vehicles

  • Cover for your client’s own vehicles, including courtesy/loan vehicles
  • Replacement of your client’s own vehicles after a total loss