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Business Insurance

Business Insurance package is very comprehensive and provides a broad range of insurance policies to that will protect business assets and associated risk liabilities.

This package is designed for Manufacturers, Wholesalers and Distributors, Importers/Exporters, Retailers and Distributors and including property owners.

Business Package caters for industries:

  • Agriculture, Forestry & Fishing
  • Mining
  • Manufacturing and Engineering
  • Electricity, Gas and Water Supply
  • Construction
  • Wholesale Trade
  • Retail Trade
  • Accommodation, Café and Restaurants
  • Transport and Logistic Storage
  • Communication Services
  • Finance and Insurance
  • Education
  • Health and Community Services
  • Cultural and Recreational Services
  • Personal and Other Services.


Summary of the available covers

Types of Policy Covers Brief Overview
Fire & Defined Perils This covers Damage to Property Insured at the Situation caused by Defined Events. ie) as Fire, Earthquake, Storm Damage, Rainwater, Malicious Damage, Impact etc
Business Interruption This covers consequential loss of income and/or profits or revenue from the interruption of or Business interference with Your insured Business caused by Defined Events
Theft This covers loss of or Damage to Property Insured at the Situation by Defined Events relating to theft
Money This covers Property Insured against certain loss of or Damage to Money in transit, Money contained in Money the Premises, Money in Your personal custody and Safes or Strongrooms
Glass This covers You for accidental Breakage of Glass at the Situation
Public and Products Liability This covers You for amounts You are legally liable to pay as compensation for Personal Injury and/or Public and Property Damage occurring within the Territorial Limits as a result of an Occurrence in connection Products Liability with Your Business.
Machinery Breakdown This covers Damage to Your insured electrical, electronic and mechanical machinery including their Machinery interconnecting cabling and piping and to boilers and pressure vessels caused by a Breakdown. Option to include Food Spoilage.
Computer and Electronic Breakdown This covers loss of, Damage to or Breakdown of Your insured computers and/or electronic equipment Computer/ caused by the occurrence of a Defined Event. only cover.
Marine Transit This covers Damage to Property Insured whilst in transit anywhere within the Territorial Limits Transit caused by a Defined Event.
Portable Equipment This covers Damage to Property Insured caused by Defined Events that are temporarily removed from premises.

Select representatives will assist and advise business owners in evaluating the insurance needs and provide the comprehensive solution to protect the business from the risks hazards

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